Confusing terms, complex options and a wide variety of rules and regulations make choosing a retirement plan for a small business daunting. From SEPs and SIMPLEs to 401(k) plans, we’re here to help.

 

SFP walks clients through analyzing their retirement plan goals to determine which type of plan best meets your needs. For example, there is often a trade-off between being able to save more for the high-earning company owners vs. contributions to employees. Will the extra costs and complexity negate the tax savings? We explore the options and weigh the pros and cons of different plan designs.

 

Our aim is to design a plan that best meets your goals without unnecessary overhead and costs. For some plans, annual compliance and reporting is required, for which we also have solutions.

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